The government-backed entities are embracing a rival type of credit score.
The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...
The limited rollout begins a transition toward a more modern credit scoring frameworkMCLEAN, Va., April 22, 2026 (GLOBE ...
FHFA began a VantageScore 4.0 pilot for GSE loans with new pricing grids, while HUD said FHA will add VantageScore 4.0 and ...
New credit score models assess the creditworthiness of aspiring homebuyers who are often overlooked by more traditional ...
On Wednesday, Freddie Mac FMCC and Fannie Mae FNMA announced their acceptance of mortgages evaluated using VantageScore 4.0 ...
April 22 (Reuters) - Shares of Fair Isaac, better known as FICO, slipped 12% on Wednesday after Freddie Mac and Fannie Mae said they will now accept mortgages assessed using rival credit scoring ...
This story was updated on April 7, 2026, to include additional clarification from a FICO spokesperson regarding its pricing structure, wholesale royalties, and the role of credit bureaus in tri-merge ...
Missed student loan payments and rising mortgage delinquencies are hurting Americans' average FICO scores, but the impact is ...
The FICO versus VantageScore debate is about more than score fees, as lender choice, adverse selection and secondary-market ...
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